A Cooperative Built on Belonging

Family SACCO began with a simple conviction: that financial dignity should not be reserved for the privileged few. We are a member owned savings and credit cooperative serving individuals, families, and businesses across Ethiopia with a special, founding commitment to those who grew up without a traditional family safety net.

Where We Started

Family SACCO was founded to answer a gap that traditional banking had long ignored: the financial exclusion faced by individuals raised in alternative care and orphanage settings, who often enter adulthood without family financial support, credit history, or a safety net. What started as a focused mission to serve this community grew into a full cooperative — open to all individuals, families, and businesses who believe in fair, community-based finance.

Today, Family SACCO stands as one of Ethiopia's most community-centered financial cooperatives, serving a growing membership while staying true to the people who inspired our founding.

Mission

To provide fair, accessible, and trusted savings and credit services that empower individuals, families, and businesses — with particular dedication to underserved and historically excluded communities — to achieve financial independence and dignity.

Vision

To be Ethiopia's most trusted and community-centered cooperative financial institution, where every member — regardless of background — has the opportunity to save, borrow, and build a secure future.

Core Values

Belonging

Every member is family.

Integrity

Transparent terms, honest guidance, no hidden agendas.

Empowerment

We build capability, not dependency.

Inclusion

Financial services for those too often left out.

Community

Shared ownership, shared success.

Accountability

Responsible stewardship of every member's trust.

Strategic Objectives

Expand savings and credit access to underserved Ethiopian communities.

Strengthen economic independence for individuals from alternative care backgrounds.

Grow a sustainable, member-owned financial model.

Deliver financial literacy and advisory support at scale.

Build strategic partnerships with donors, investors, and development organizations.

Maintain the highest standards of governance and transparency.

Why We Exist

Traditional banks weren't built with everyone in mind. Family SACCO exists to close that gap — to give people who've been overlooked a real, respected place to build financial security, and to give every Ethiopian family and business a cooperative they can trust.

Community Impact

Every member who joins Family SACCO strengthens our shared capacity to support the next person — particularly young people transitioning out of alternative care, who need both financial tools and a sense of belonging as they enter independent adulthood.

Governance Philosophy

Family SACCO is governed by its members, for its members. Our leadership structure reflects cooperative principles: democratic participation, transparent reporting, and accountability to the community we serve — not external shareholders.

Social Responsibility

We see our role beyond financial transactions. Through financial literacy programs, advisory services, and community savings initiatives, we invest in our members' long-term wellbeing, not just their account balances.

Supporting Alternative Care and Orphanage Communities

Family SACCO holds a distinct, founding commitment to individuals who grew up in alternative care and orphanage settings. We provide tailored savings products, accessible financing, mentorship-oriented advisory services, and a lasting community — because financial independence should not be a privilege reserved for those born into supportive family structures.

Future Aspirations

We are building toward a future where every Ethiopian — regardless of background — has access to fair financial services, where our membership reflects the full diversity of our communities, and where Family SACCO is recognized as a model for cooperative, socially-driven finance across the region.

Your Financial Family Is Waiting

Whether you're ready to save, borrow, invest, or give there's a place for you at Family SACCO.